I know —it feels a little early to start talking about Christmas. You just got a nice tan, the kid’s sports are (maybe) slowing down, and you aren’t exactly ready to bust out the eggnog and crank up the Christmas classics station. But hear me out! While it might be too early to hang the mistletoe, it’s never too early to save money for Christmas.

Why?

Because the sooner you start saving up for Christmas, the better (and less stressful) it will be. Too many people wait until December to think about what they need for Christmas. And I’m not talking just gifts There’s plenty of extra expenses during the Christmas holiday season:

• Travel expense
• Church functions
• Work parties
• Family meals
• Decorations
• And extra opportunities to give

With no money saved up, many people turn to credit cards to fund their winter holiday season. And that’s no good!

There’s no reason to put yourself through that kind of stress. It takes the fun out of holidays and makes January and February months you dread when those credit card statements start coming.

Right now, we have less than six months until Christmas. But don't worry, that is plenty of time to save up a stash of cash, create a plan, and spend wisely.

In this Christmas planning workshop you'll get:

• Step by step instructions on how to find your numbers so that you know exactly what you need
• A printable workbook - so that you stay organized

This hands-on workshop will leave you ready to have the Christmas you want without the debt and money stress.

So, queue your favorite Christmas playlist, dig out your ugly Christmas sweater, and let’s tackle Christmas planning in July!

The best part is, everything you learn can be used year-round to maximize your income and reduce debt dependency.

I really enjoyed watching and I learned a lot. I felt I responded to watching you better than Dave Ramsey. You came across warm and caring and helpful and encouraging. And I also appreciated that you’re a Believer. ~ Kris M.